Best Shopify store credit apps: pricing and fit
Compare four apps and Shopify’s built-in credit. Choose for your reward model, customer experience and total monthly cost.
Memberply Growth: US$49/month, unlimited members and a 14-day trial.
Which Shopify store credit app should you choose?
Start with the job you need credit to do. Consider Memberply for membership benefits, Rise.ai for gift cards and a reward wallet, Rewardify for credit across online and in-store workflows, and FreshCredit for a customer-credit widget. Shopify’s built-in credit may be enough for occasional manual issuance.
This comparison is published by Memberply, using official app listings and documentation. It is not a hands-on test of every app or a universal ranking. The shortlist covers different approaches, so a lower starting price does not mean an equivalent feature set.
Jump to the shortlist, pricing, accounts and POS or the trial checklist.
Four apps and the built-in option
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| Option | Consider it for | Check before installing |
|---|---|---|
| Memberply | Paid or free memberships with cashback, fee-to-credit and recurring credit benefits. | Membership eligibility and account-specific credit delivery. |
| Rise.ai | Gift cards, cashback and rewards in a branded wallet. | Wallet redemption and the plan needed for your automation. |
| Rewardify | Credit, VIP and employee programs across online and POS. | Feature tier, interaction allowance and POS add-on cost. |
| FreshCredit | Managing customer credit with a storefront widget and notifications. | Account count, theme compatibility and redemption flow. |
| Shopify native | Issuing credit directly to customer accounts without a separate app. | Whether manual issuance meets your program needs. |
Native credit, gift-card wallets and discount codes are different
Treat “store credit” as a starting label, then ask what the customer actually receives. A native balance, a gift-card code and a discount code can produce different checkout, refund and reporting experiences.
Shopify native credit is tied to an account. Rise.ai documents that its wallets are backed by Shopify gift cards. Memberply uses native credit for Shopify customer accounts and discount codes for legacy accounts. Do not assume balances transfer between these models automatically. See Rise.ai’s wallet data explanation.
Before migrating, export balances, currencies and expiry rules, identify the destination credit type, and reconcile a small sample. Avoid leaving both an old code and a newly imported balance spendable for the same reward. Read our store credit versus gift cards guide.
Compare pricing and the limits behind it
These are published monthly USD prices. Confirm current terms on each linked listing. App fees exclude reward funding, applicable taxes and Shopify or payment-provider charges.
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| Option | Published monthly pricing | Allowance or additional charge |
|---|---|---|
| Memberply | Growth: $49; 14-day trial. | Unlimited members; no Memberply transaction fee. |
| Rise.ai | Starter $19.99; Small-Business $59.99; Pro $199.99. | 100 / 400 / 2,000 monthly store orders, then $0.20 / $0.15 / $0.10 per extra order respectively. Starter lists manual credit; confirm automation plan. |
| Rewardify | Basic $19.95; Professional $59.95; Plus $149.95. | 10K / 25K / 50K monthly interactions respectively. POS +$10/month; 1,000 emails included, with listed additional email charges. |
| FreshCredit | $15 / $30 / $45. | Up to 5,000 / 20,000 / 50,000 customers respectively; 7-day trial. |
| Shopify native | No separate credit-app subscription. | Shopify plan and applicable transaction fees still matter. |
FreshCredit’s setup guide asks for the store’s total customer-account count, not just customers receiving credit. Rise.ai’s allowances refer to store orders, not only orders redeeming credit. Rewardify meters interactions, so ask what activity counts toward your tier.
Use a realistic monthly cost scenario
Illustrative software-only example: at 600 monthly store orders, Rise.ai Small-Business would be $59.99 + (200 × $0.15) = $89.99. Memberply Growth’s listed app fee is $49. That is a pricing comparison, not a claim of equivalent features or guaranteed savings.
For a separate reward-budget example, 100 eligible members receiving a $10 monthly credit drop creates $1,000 of issued credit. It does not create $1,000 of incremental revenue. Track issued, redeemed and outstanding credit separately, alongside margin on the purchases it helps generate.
Match the offer to buying frequency: a monthly coffee club may need a different cadence from a furniture store. Use the store credit calculator to test assumptions before choosing your reward amount.
Customer accounts, checkout and Shopify POS
Native Shopify credit requires customer accounts or Shop Pay online; it is not available through legacy customer accounts. Currency and channel restrictions apply. Shopify also documents transaction fees on credit-paid amounts for stores created on or after May 12, 2025. Check Shopify’s current credit requirements.
On smaller screens, scroll the table to see all columns.
| Option | Account or redemption model | POS decision |
|---|---|---|
| Memberply | Native credit with Shopify customer accounts; discount codes with legacy accounts. | Already-issued native credit follows Shopify’s POS redemption process. Check benefit earning and delivery separately. |
| Rise.ai | A wallet represented by a code and backed by a Shopify gift card. | The App Store listing includes Shopify POS. Test the wallet/code workflow used by your store. |
| Rewardify | The listing describes a shared credit balance across channels. | POS support is listed with a $10/month add-on. Confirm the required tier and workflow. |
| FreshCredit | Its setup guide describes sign-in and a storefront credit widget used before checkout. | POS compatibility was not established by the documentation reviewed. Confirm directly before choosing it for retail. |
| Shopify native | Credit is held on the customer account. | Enable credit for POS, add the customer and check staff permissions. |
Use Shopify’s POS redemption instructions for native credit. FreshCredit’s widget setup instructions describe a different customer journey. Test your real account type rather than treating the word “credit” as proof of compatibility.
When Memberply belongs on your shortlist
Memberply is a strong fit when credit is part of an ongoing member relationship. Choose the trigger that matches your offer, then test it with an eligible member before opening enrollment.
Cashback
Reward eligible purchases with credit. Configure earning rules, eligible products or collections and an order cap.
Fee to store credit
Convert a successful membership payment into credit. The first-charge setting controls whether signup also earns credit.
Loyalty Drops
Offer a fixed recurring credit benefit on its configured schedule. This is a different trigger from matching a paid membership fee.
For example, a coffee club could give a member $20 credit after a successful $20 renewal in the same currency. A separate 5% cashback offer on $80 of eligible spending would issue $4. These are illustrative configurations, not merchant results.
Enable native credit for Shopify customer accounts; Memberply’s documentation describes benefit credit delivery when the customer logs in. Legacy members receive discount codes instead. Earning cashback on selected products does not make a native balance redeemable only on those products.
Memberply is not a substitute for a full returns-management system or a gift-card gifting suite. If you only need occasional manual credit, start by evaluating Shopify’s built-in workflow. See Memberply’s store credit feature and native credit setup.
Test the complete credit journey before committing
- Define one offer. Write down the eligible customer, earning event, amount, expiry and expected delivery time.
- Use the actual account experience. Check sign-in, where the balance appears, redemption and the remaining balance after a purchase.
- Test edge cases. Try an ineligible product, refund, cancelled membership and different checkout currency. Record what happens to the reward.
- Check retail separately. If you use POS, verify staff permissions, customer matching and the supported earning and redemption flows.
- Model growth. Price your expected orders, customers or interactions, plus messages, POS and reward costs. Ask how balances can be exported if you leave.
Questions about Shopify store credit apps
What is the best Shopify store credit app?
Choose for your use case: Memberply for membership-linked rewards, Rise.ai for gift cards and wallets, Rewardify for online and POS credit programs, or FreshCredit for a customer-credit widget. Shopify native credit is also worth evaluating for simple manual issuance.
Do I need an app to issue Shopify store credit?
Not necessarily. Shopify includes native credit issuance. An app becomes useful when you need additional reward triggers, program management or customer experiences. Test the built-in workflow against your requirements first.
Is store credit the same as a gift card?
No. Native account credit and a gift-card balance are different mechanisms. Some apps use gift-card codes for their credit wallets. Confirm the redemption model before comparing apps or importing balances.
Can Memberply turn membership fees into store credit?
Yes. Fee to Store Credit converts a successful membership payment into credit, with a setting for the first charge. Loyalty Drops is a separate recurring credit benefit. Delivery differs between Shopify customer accounts and legacy accounts.
Does every store credit app work with Shopify POS?
Do not assume so. Verify the app’s supported POS workflow, plan and add-on costs. Native credit redemption, gift-card codes and app-specific widgets can require different steps.
Can customers spend native credit only on the products that earned it?
Memberply’s cashback product and collection settings control earning eligibility. They do not restrict Shopify native credit spending to those products. Test any required redemption restrictions before launching your offer.
Merchant reviews
Merchants use Memberply to launch practical membership programs
Read what merchants say about using Memberply for their membership programs. Read reviews on the Shopify App Store.
"The app is great and does exactly what i need it to. It is well priced and Doug is so great."
Olverum Official Store
United Kingdom
"Their pricing is fair, and their support is legendary."
Puzzery
Canada
"Our store is based in Argentina so we don't have access to Shopify Payments... Memberply solved it."
Elemental Outfit AR
Argentina
Make store credit part of your membership program
Explore Memberply with a 14-day trial. Growth is US$49/month.